Tawifin brings together the core capabilities needed to launch and scale digital financial products: onboarding, accounts, payments, lending, savings, workflow and orchestration — all delivered as composable modules over governed APIs.
Tawifin is built as a collection of independent, well-scoped modules — not a monolith. Adopt only the modules you need today, and add more as your roadmap evolves. Every module exposes governed APIs and shares a common identity, audit and configuration plane.
Configurable customer onboarding journeys for retail, SME, agent and corporate segments. Combine eIDV, KYC, biometrics, document capture, screening and risk scoring into a single orchestrated flow — without rebuilding each time.
A unified customer record across products, channels and entities. Open and service accounts, wallets and sub-ledgers — with full lifecycle support, statements, beneficiaries, limits and segmentation.
Send, receive and orchestrate payments across real-time rails, schemes and partners. Configure routing, fees and limits per product, segment or corridor — with reconciliation, dispute and ops tooling built in.
Originate, decision and service savings and credit products at scale. Configure product templates, rate cards and decisioning policies — and re-use the same engine across consumer, SME, microfinance and SACCO contexts.
A visual orchestration engine that ties business processes to platform events. Model approvals, escalations, exceptions and operational queues — and govern them with auditable rules.
Every Tawifin capability is exposed over consistent, governed APIs. Integrate with core banking, card processors, payment schemes, identity providers and partner ecosystems — without bespoke point-to-point code for each one.
Tailor product behaviour, journeys and limits through configuration — not custom code. Stand up new products, segments and partner propositions without re-deploying the platform.
Cloud-native, event-driven and built with deployment flexibility from day one. Scale horizontally, isolate tenants, run in your regulated cloud or on-premise — and evolve to new products, regions and partners over time.
Book a working session with the Tawifin team and we'll walk through the modules most relevant to your roadmap.