From Tier-1 banks modernising digital channels, to SACCOs digitising member services and fintechs launching embedded products — Tawifin is configured to your operating context, not the other way around.
Modernise digital banking without re-platforming the core. Tawifin gives Tier-1 and Tier-2 banks a controlled path to launching new propositions on top of existing core banking, card and payment infrastructure.
A single platform for member onboarding, savings, share capital, lending and mobile money. Engineered for community-scale institutions that need modern digital services without enterprise complexity.
Embedded banking primitives for product teams — without owning a full banking licence stack. Plug into wallets, KYC, payments, cards and credit through governed APIs.
Extend mobile money into full financial services: savings, credit, merchant payments and partner integrations — without losing control of your customer relationship or wallet economics.
Deliver social grants, salary disbursements, subsidies and citizen wallets through governed digital infrastructure — with auditability, segmentation and entitlement controls.
For corporates, marketplaces and payment service providers managing flows across multiple rails, partners and currencies. Centralise routing, reconciliation and reporting on one orchestration layer.
Extend airtime and data into financial services. Tawifin gives MVNOs the orchestration layer to add wallets, savings, lending and merchant payments — and own the customer lifecycle end to end.
Modern infrastructure for inbound and outbound remittance flows across African corridors — including identity, screening, FX, settlement and beneficiary onboarding.
Insurance brokers, asset managers and consumer credit providers extending into digital channels — using Tawifin as the channel, account and engagement orchestration layer over their existing systems.
For non-bank platforms — retailers, marketplaces, payroll providers and B2B SaaS — embedding accounts, payments and credit into their core proposition without owning a banking licence stack.
Wallet operators competing with telecom and bank wallets — Tawifin provides the ledger, payment rails, compliance and engagement stack to compete and scale.
Our team works with executive sponsors to scope the right starting point — typically a single high-impact use case that opens the road to broader transformation.